"Let me be clear. In one sense, all goals can be achieved. However, if you're deep in debt and you pick “I want one billion dollars” as your goal, that is probably not going to happen. However, if you are deep in debt and choose “I want to be debt free” as your first goal, that is far more achievable, and once you achieve that, you can then create further goals. And then who knows? Maybe you can eventually level up to a billion dollars. But start with something that will work"
-- Joel Fotinos
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