"Where you and your children are in your lives matters, too. Just as you can’t keep delaying ski trips because there is a minimum level of basic health you need in order to go skiing, you can’t keep delaying time with your six-year-old, because eventually your child won’t be six. Or seven. Or a child. The fact that those opportunities gradually disappear should cause you to reevaluate how much money you’d be willing to give up to have those experiences."
-- Bill Perkins