"The profile of a wealthy person is this: hard work, perseverance, and most of all, self-discipline. The average wealthy person has lived all his adult life in the same town. He’s been married once and is still married. He lives in a middle-class neighborhood next to people with a fraction of his wealth. He’s a compulsive saver and investor, and he’s made his money on his own. Eighty percent of America’s millionaires are first generation rich. (Doesn’t sound like opportunity is dead to me.) Put all your excuses aside and remember this: You are capable."
-- Zig Ziglar
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